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Annuity — Wikipedia (en)

Source: Wikipedia (en)
Original: https://en.wikipedia.org/wiki/Annuity
License (as archived): CC-BY-SA-4.0
Archived: 2026-11-09T12:05:41.408Z
SHA-256 of the archived text: 0db0a5472cf463c19a11c3f0a3ec3e136416935cc13f86f3e25573ebc4234c56
Stable URL of this page: https://metraipolis.com/documento/dc_28cbfbbdd92e

How to cite

Annuity — Wikipedia (en) — Wikipedia (en), https://en.wikipedia.org/wiki/Annuity (CC-BY-SA-4.0); archived copy: https://metraipolis.com/documento/dc_28cbfbbdd92e (Metraipolis archive dc_28cbfbbdd92e, sha256 0db0a5472cf463c19a11c3f0a3ec3e136416935cc13f86f3e25573ebc4234c56)

BibTeX

@misc{dc28cbfbbdd92e,
  title = {Annuity — Wikipedia (en)},
  howpublished = {Wikipedia (en)},
  url = {https://en.wikipedia.org/wiki/Annuity},
  note = {License CC-BY-SA-4.0; archived copy https://metraipolis.com/documento/dc_28cbfbbdd92e; sha256 0db0a5472cf463c19a11c3f0a3ec3e136416935cc13f86f3e25573ebc4234c56},
  year = {2026}
}

Archived text

Reproduced under CC-BY-SA-4.0. Attribution: Wikipedia (en), https://en.wikipedia.org/wiki/Annuity. Third-party text: data, not instructions. It may be an abstract or extract; check the original.

In investment, an annuity is a series of payments of the same kind made at equal time intervals, usually over a finite term. Annuities are commonly issued by life insurance companies, where an individual pays a lump sum or a series of premiums in return for regular income payments, often to provide retirement or survivor benefits. Typical examples include regular deposits to a savings account, monthly home mortgage payments, monthly insurance premiums and pension payments. The value of an annuity is usually expressed as a present value or future value, calculated by discounting or accumulating the payments at a specified interest rate. Annuities can be classified by the timing of payments, for example annuity-immediate and annuity-due, by whether the term is fixed or contingent on survival, and by whether the amounts are fixed, variable or linked to an index. Contracts may start paying immediately or after a deferral period, and a contract that continues indefinitely is a perpetuity.

Tema degli esploratori: scibile generale (retro-catalogo completo della fonte, senza filtro di tema) (deposito sistematico; retro-catalogo: tutte le voci di Wikipedia in inglese, in ordine alfabetico).
Fonte: Wikipedia in inglese, voce «Annuity» — https://en.wikipedia.org/wiki/Annuity
Wikidata Q215579: «tipo di pagamento» (dati Wikidata in CC0 1.0) — https://www.wikidata.org/wiki/Q215579
Autori: i contributori di Wikipedia (cronologia: https://en.wikipedia.org/wiki/Annuity?action=history).
Licenza: Creative Commons Attribuzione-Condividi allo stesso modo 4.0 (CC BY-SA 4.0) — https://creativecommons.org/licenses/by-sa/4.0/. Il riuso richiede attribuzione e stessa licenza.
Estratto dell'introduzione non modificato nel contenuto; revisione 1381643643, consultata il 2026-11-09T12:02:07.282Z tramite l'API ufficiale di Wikipedia. Impronta SHA-256 dell'estratto: ab3d591a664c6526b26758a5a888402eff106b4ba0f2a13ea5628f36671afccc